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Posted by Reinstatement Services, Inc. on August 21, 2003 at 22:15:32:
In Reply to: Re: Judgement vs Fact posted by Michelle on August 21, 2003 at 19:50:59:
I appreciate the stress you are facing, Michelle. The pressure of resolving a housing conflict can be an enormous burden, no doubt. Further, I really do appreciate you giving us the opportunity to provide you with some semblence of clarity.
Sometimes my direct nature gets me into trouble. Perhaps it will please you to know that I'm working on "down-toning" my position statements [quiet guys, I really am].
But before we lay this matter to rest so as not to leave a poor impression for other readers who follow, I must say that I don't NOT like my volunteer work [wouldn't that be an odd juxtaposition?]... I simply find myself frequently at odds with individuals who want to TAKE freely but who do not want to be confronted with anything that does not appear coated or favorable. Even if its the truth.
Specifically regarding the car, your second post suggested concern regarding credit and an auto loan application and concern that the possible foreclosure on your credit might affect your success in achieving one. I simply wanted to point out that that was not a good idea.
Since then, you've provided clarification of your position by stating that securing auto loan funding was not your intent...and I believe you.
The effect of foreclosure on your credit worthiness extends to any type of financing you might consider. The immediate impact is exposure to deficiency judgment or income tax complications. More insidious is the fallout related to securing credit. For those who agree to provide you with financing, your interest rate will be astronomical and initial downpayment demands will make it near possible for you to accept or fulfil.
In closing, if I said something that was taken as a personal attack then apologies all around. I don't know you, Michelle, and personal attacks really aren't my style. I do however, believe in dealing with the facts. I swear I could have been a guy [smile]
And the fact remains, I could care less which type of ".D" you're seeking counsel from, IF they aren't seriously preparing you for the hard work and the reality of what lay ahead then you're not getting your money's worth.
I really do wish you the best in your efforts, Michelle. You're a fighter. You'll make it happen.
An aside:
My workout partner told me the other day that I was getting a little chunky around the middle [bare in mind, I'm 5'7 and all of 132 pounds. My waist is 26.5 inches]. I didn't hang her out to slaughter although it was difficult to hear the feedback she was providing me. Instead, I thought that I'm not as fit as I once was and I COULD put more time into my exercise routine that is now almost non-existant: I used to go to the gym 4 x per week...now I'm down to once every three weeks, if that.
I went home thinking, what a slob I'd become when my kid ran up to me and said, you're the best looking mommy around. Our friends think you look great, too...
A simple experience with a large point: It's all relative.
And BTW, my waist IS larger than it used to be. That was the truth.
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