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Posted by Gail on November 02, 2004 at 17:03:53:
Homecomings Financial bought my mortgage from my original lender evidently the end of last year...mind you, I only refinanced my loan in November of last year. Well, I was not aware of the change in lenders until JULY of this year!! No notice was given to me, no communication, no registered letter, nothing. My previous lender was Regions Bank and they were kind enough to send my AUTOMATIC bank payments ON TO Homecomings Financial.
In July I received notice from REGIONS that my loan had been sold back the end of 2003 and that they would no longer send on my payments to Homecomings Financial. I was DEVASTATED as I had been using the automatic payments, on time, etc. to reestablish my credit!! Anyway, I changed my automatic payments through my bank to go to Homecomings as of August...as of the first week of October they had not 'accepted' or cashed my payments for August OR September OR August...THEN, I get ALL the checks back in the mail including one from APRIL?!!
Thankfully I have records/copies of the cancelled check for April to PROVE that one!! So...THEN I got a letter dated October 8th from some Specialized, Inc. out of Leesburg, VA saying I had 10 days to reply and get my account current with Homecomings or they would FORECLOSE!!!! I had tried repeadedly to contact Homecomings Financial thru their 800 number and keep getting 'cut off', put on 'hold' or 'transferred'...I have my bank sending me ALL the information of where and when the money was paid, so hopefully that will help.
This company seems to be in the business of CHEATING people OUT of their homes based on everything I've seen written online...scared me so much I posted on a class action site and now have a law firm in NY interested in a class action suit against Homecomings...they are GREAT people at the law firm...helping me personally so I won't (hopefully) lose my home to this FRAUDULENT company.
If any of you out there have any suggestions for help or know anyone who has problems with Homecomings...PLEASE have them post or email me ASAP--thank you......Gail
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