Foreclosures Discussion Archive 11

Thanks for the followup (I learn too)... n/t

Posted by Keith(CA) on November 27, 2004 at 17:47:11:



In Reply to: Re: Note Sales Are Normal posted by Nick(Colorado) on November 27, 2004 at 15:35:15:



: Keith(CA):

: >With the explanation out of the way comes the obvious question, : >was the note discharged by the bankruptcy in 2002? If so, these: >guys may just be blowing smoke trying to get your home.

: Even if the note was discharged in the 2002 bankruptcy, the lien: will still be hot against the property. Only the debtor's obligation: to pay on the note, not the lien, is discharged. The lien can only: be removed from the property if the bankruptcy resulting in a: 100% cram-down. This is fairly rare event.





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