Re: HOMECOMINGS FINANCIAL NIGHTMARE!!
Posted by Casandra Williams on December 03, 2004 at 05:23:51:
In Reply to: Re: HOMECOMINGS FINANCIAL NIGHTMARE!! posted by jay on December 02, 2004 at 22:20:39:
: On the repayment plan, was the payment due on the 1st? and did the payment arrive after the 1st or the due date they set for you? If it did the repayment verbage states the payment has to arrive before or on the due date. If the payment is a day late you are in breach of the forbearance plan.
----My payments were due by the 14th of every month. Each payment was made using Western Union services. I made payments every two weeks, a lot of time I overpaid so I could get the debt paid off. In December I made a 450.00 payment via Western Union and they sent a check back stating I breached my contract for the month of December when December's payment was not due until the 14th.
: : Gail I need help as well. I was going to obtain my own attorney but do not know if it is worth it anymore. I am facing a problem with Homecomings as well. I went on a forebearance plan with them in March of 2002-I MADE EACH AND EVERY PAYMENT ON TIME EACH AND EVERY MONTH-Of course I have proof of all of this. Anyway, in December Homecomings sent a payment back to me sending me into foreclosure. When THEY realized the payment was in error they tried making me pay attorney's fee's all over again. I REFUSED. I proved where I had sent all my payments, I had proof that HOMECOMINGS SENT a payment back THREE DAYS before my payment was even due stating I breached my forebearance plan. I went to court and the judge ordered on their behalf because I did not have an attorney. I just need help from anyone that could assist me on this matter. I paid them over 16000 in one year and I got down to the last TWO payments on my forebearance and they said I breached my contract. I could not contact anyone. My phone calls would not be returned and I have documented proof of that as well.
: : Casandra
- Re: HOMECOMINGS FINANCIAL NIGHTMARE!! - jay 15:10:32 12/03/04
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