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Posted by Don on February 23, 2005 at 23:41:15:
In Reply to: Foreclosure/Trste Atty not respnding/Pay delinquent to bank posted by Emily on February 23, 2005 at 02:03:31:
: Washington State: Last December 2004 I got my Notice of Default from Washington Mutual, then on january 2005, a trustee attorney,place it on public notice on foreclosure and the auction sale is on May 6,2005. My daughter barrowed some money to a friend so I called the trustee attorney, left messages three times and but they are not responding to my call. I would like to pay-off all the delinquent amount but they won't call me back. Last February 4, 2005 my daughter go to the bank (Washington Mutual Bank)and paid all the late fee and late mortgage payments so I can reinstate my loan and the bank (Washington Mutual Bank)they accepted my payments. Last week when I called them they said that my payments now is up to date and up to april 2005. Is my house still on foreclosures? Do I have to send a letter to the County records that I have paid my mortgage? I also sent letters to the trustee attorney that the bank accepted my payments. What will I do now?
I would go to the local courthouse and see who had the task of foreclosing. In our state it is all recorded
at the couty court clerks office. They have people there who will pull up your records.
If the people in charge of the foreclosure have taken it off it should show such. If it still show it is in foreclosure you could send a certified letter to that trustee in charge of the foreclosure and a copy of your receipts where it is paid and demand that they clear the records. Make sure you have all the account numbers correct so there can be no mistakes. You still have another problem as your credit will show that you are in foreclosure also.
You will have to have them send a letter to the credit bureaus and have that removed also. Send your mail by certified mail so they will have to sign to get it. This way you have proof they have got copies of the receipts. This is your proof that everything is correct. Send a self addressed envelope so they can
return information about your account. This is basically what I would do if I were in need to clear up
such a problem. Tell them that you contacted the lender and spoke with them and they have told you it is current and you are following up make sure everything is correct. Give specifics as the dates and who you talked to. One thing I have found out is when the lender is going into foreclosure they take it out of the hands of the orginal trustee and turn it over to a special group of lawyers which will show at the courthouse. This is saying a whole lot to answer such a small question.
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