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Posted by cf on April 03, 2005 at 09:22:43:
In Reply to: foreclsoure with tax lien posted by Jeff on February 27, 2005 at 14:10:25:
We also have GMAC mortgage and I think they are swindlers. We have a home they are currently foreclosing on and we have decided to let them have it and file a chapter 7. We are currently in a chapter 13 and can not refinance even though its been over a year (all the mortgage co's weve spoke to said they could help us if we had a 7 instead of a 13). The reason we filed the original 13 was also a foreclosure. I spoke to GMAC after my husband lost his job and they said they would help us and the next thing I knew we had a foreclosurer notice. We got a month behind and they filed foreclosure again. If the house was worth anything we would fight it but we don't have the money for the repairs. I wish you luck with GMAC because they say they will "help" but they don't. Just as an FYI I got papers from a lawyer saying they were doing a class action against GMAC (ditech) but unfortunately it was dismissed. Wish I could be more help to you, but I know what your going through.
