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Posted by JOE G CANO on April 21, 2005 at 23:57:20:
In Reply to: I don't want to lose my house! posted by maddy on April 21, 2005 at 01:24:12:
READ YOUR MORTGAGE CONTRACT CAREFULLY AND SEE WHAT REMEDIES IT HAS. SEE IF YOU SIGNED AN ARBITRATION CLAUSE AND GO FOR IT. IT WILL PROBABLY ASK YOU TO FILL OUT THE FORM AND MAKE 3 COPIES. STAY WITH ONE AND SEND TWO. THERE MIGHT BE A ONE TIME FEE RANGING FROM $125 TO 500. KEEP THIS COMMUNIQUE AND WAIT FOR AND ARBITRATOR TO BE ASSIGNED. IT WOULD HELP IF YOU HAD AN ATTORNEY FRIEND IN REALESTATE LAW WITH ARBITRATION OR MEDIATION PURPOSES. IF NOTHING WORKS, THEN YOU MIGHT HAVE TO CROSS ACTION AND BRING A LAWSUIT AGAINST THE BANK UNDER THE RESPA RULES. TRY TO FILE THE PETITION IN FEDERAL COURT WHERE THE RULES ARE SIMPLER THEN STATE RULES. DO NOT GO PRO-SE AND FIND A GOOD ATTORNEY FREIND OR GO TO A LAWYER REFERRAL SERVICE. STATE LAWS DIFFER BUT FEDERAL RULES AND REGULATIONS ARE SIMPLER. THEN IF YOU HAVE A CHANCE SURF THE NET TO SEE IF THIS BANK HAS BEEN INVOLVED IN OTHER FRUAD, INDUCEMENT, MISREPRESENTATION OF FACTS. YOU MIGHT HAVE A CLASS ACTION AGAINST THIS BANK. ENTITIES LIKE THIS DO NOT LIKE MEDIA EXPOSURE. GOOD LUCK I AM NOT AN ATTORNEY MY MISTAKE WAS TO REPRESENT MYSELF IN VERY COMPLEX LITIGATION. EVEN I LOST, STATE LAW GIVE ME 21 DAYS TO CURE THE DEFALUT AND THEN 21 MORE DAYS FOR MY PROPERTY TO BE SOLD OFF IN FRONT OF THE COUNTY COURT HOUSE. I WILL BE FILING CHAPTER 13. I KNOW MY PROPERTY IS SECURED. AGAIN GOOD LUCK STAY IN TOUCH
