Re: Home Going Into Foreclosure - HELP!!! (Colorado)
Posted by Jim V on April 22, 2005 at 00:41:29:
In Reply to: Re: Home Going Into Foreclosure - HELP!!! (Colorado) posted by JOE CANO on April 22, 2005 at 00:13:49:
Joe,
I made it through the first line, after that, it becomes very hard to read. All caps, is shouting, in common internet usage. It's easier to get a message across without the emphasis of caps.
: RELAX, ONE STEP AT A TIME. IF YOU DO GET THE MODIFICATION GREAT IF YOU DON'T THEN FILE CHAPTER 13 AND GET A QUIT CLAIM DEED AND GIVE YOUR BROTHER THE PROPERTY WITH CERTAIN RESERVATIONS. IF YOU FILE CHAPTER 13, YES YOUR CREDIT FILE WILL REFLECT BUT DON'T WORRY. I FILED A CHAPTER 13 AND IT APPEARS THAT EVERY CREDIT CARD COMPANY IS SENDING ME INVITATIONS. SOME WITH 4 PERCENT AND OTHER WITH 22. YOU WILL NOT GET "ROYALLY SCREWED". CHECK YOUR STATE LAWS TO SEE WHETHER THE MORTGAGOR CAN SUE YOU FOR DEFICIENCY, THEY NORMALLY DONT (AT LEAST IN TEXAS THEY WON'T) ALL THEY WANT IS THEIR MONEY OR YOUR HOME. THEY WONT GARNISH YOUR WAGES OR ANY OF THAT STUFF. PROTECT WHAT YOU GOT AND LET CHAPTER 13 PROTECT YOUR SECURED LOANS BECAUSE ALL UNSECURED LOANS WILL VANISH. BE PREPARED TO COME UP WITH LARGE AMOUNTS OF MONEY BUT NOT GREATER THAN $2000. YOUR IN A VERY TOUGHT SPOT BUT, PLEASE DO NOT LOSE SLEEP OVER IT. YOUR HEALTH IS MUCH MORE IMPORTANT THAN ANY MENIAL ISSUES THAT YOU ENCOUNTER. JOE CANO
