Re: PLEASE HELP-Sheriff sale listed/want to keep my house

Posted by Terry on September 05, 2005 at 22:35:50:

In Reply to: Re: PLEASE HELP-Sheriff sale listed/want to keep my house posted by steele in minnesota on August 27, 2005 at 15:03:48:

: : I misstated that we filed a chapter 13, it was a chapter 7 with no reaffirmations. My husband wasnt working at the time. We live in Ohio. Please if there is anyone out there that can help...Please be my angel. Should I contact the person (attorney?) that is listed on the sheriff sale site? Thank you for your time. God bless and take care. Peg
: ************************

: That is a good idea. They are the trustees handling the foreclosure for the lender. I would also be talking to the lender direct to see if any kind of workout could be done. You still have some time. Try these guys first. Not all offering to come to your rescue will be angels.

: Steele V. Propp
: Foreclosure Specialist
: Minneapolis, MN
: steelep@aol.com

Contact the bank, many times they will reinstate the loan. They will probably want to add all the late fees and expenses on to the morgage raising the payment. Unless you can come up with the lump sum of the fees. If there is Mortgage insurance and the bank won't talk to you contact the insurer. At this point it is the insurer who is calling the shots for the bank. They don't want to pay the loss to the bank.

Follow Ups:

• Re: PLEASE HELP-Sheriff sale listed/want to keep my house - Terry 23:35:29 09/05/05 (0)
• Re: PLEASE HELP-Sheriff sale listed/want to keep my house - Terry 23:05:10 09/05/05 (0)

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: : : I misstated that we filed a chapter 13, it was a chapter 7 with no reaffirmations. My husband wasnt working at the time. We live in Ohio. Please if there is anyone out there that can help...Please be my angel. Should I contact the person (attorney?) that is listed on the sheriff sale site? Thank you for your time. God bless and take care. Peg
: : ************************

: : That is a good idea.  They are the trustees handling the foreclosure for the lender.  I would also be talking to the lender direct to see if any kind of workout could be done.  You still have some time.  Try these guys first.  Not all offering to come to your rescue will be angels.

: : Steele V. Propp
: : Foreclosure Specialist
: : Minneapolis, MN
: : steelep@aol.com

: Contact the bank, many times they will reinstate the loan. They will probably want to add all the late fees and expenses on to the morgage raising the payment. Unless you can come up with the lump sum of the fees. If there is Mortgage insurance and the bank won't talk to you contact the insurer. At this point it is the insurer who is calling the shots for the bank. They don't want to pay the loss to the bank. 


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