Re: HOA foreclosure

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Comments:
: I just recently found out that due to my HOA not having my current address on file, I did not receive HOA due notices, subsequently my 2005-2006 HOA dues did not get paid on time.

: .....Unfortunately this occurs..it is incumbent upon you to keep them current.

: I only found out about this after I received a registered letter in the mail stating foreclosure proceeding on my home and property were starting.

: ......You are lucky, I buy tax liens and face people all the time who have lost their property for the same reason.

: I contacted the HOA and they stated that I was liable for any/all dues, late charges and attorney fees.

: ....Most HOA CC&R's Agreements state this.

: Can they take my home for a meer $310 dollars being late (I went ahead and paid the $310)?

: ....YES, they can...see above.

: 
: I feel like I'm being swindled.

: ....Not really, stop and ask yourself whose fault is it that YOU did not keep them current.

: If I pay the rest of what they are asking ($941), does this guarantee that the foreclosure will stop?

: ...Yes, it will stop the foreclosure.  You should ask for and receive notification of this and an itemized billing of all that you pay.

: 
: I'm also wondering if there is any recourse that can be taken since I did not receive any notices in the mail concerning dues and their due date (HOA was sending them to my former address).

: ....Recourse again whom? The HOA was sending them to the address you gave them.

: This has all just been a misunderstanding, I'm not trying nor never were trying to get out of paying the dues.

: ....Good, best to pay up, fess up, correct up, and MOVE ON.

: PS: Watch out for that other guy!

: Good Luck,
: Bill H


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