Desperation (nt)

Posted by Clarence on February 22, 2003 at 21:00:39:

In Reply to: What State are you in? posted by Jom on February 22, 2003 at 16:59:42:

: : someone please help me.... i am in a bit of a bind.. no one will buy our house it is not worth what we owe first of all second of all i don't know how to file bankruptcy or if that is the answer...???? me and my boyfriend can't afford it anymore so i guess my questions are:
: : 1 can we just file bankruptcy and get rid of the house? which chapter would i file....??
: : 2 what happens if we just walk away tell the mortgage comp that we are not paying anymore and to foreclose? can they garnish my wages if i do that????
: : SOMEONE PLEASE HELP ME WE NEED OUT WITHIN THE NEXT FEW MONTHS..... ANY ADVICE IS GREATLY APPRECIATED:)
: : THANKS JULIE

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Comments:
: : : someone please help me.... i am in a bit of a bind.. no one will buy our house it is not worth what we owe first of all second of all i don't know how to file bankruptcy or if that is the answer...???? me and my boyfriend can't afford it anymore so i guess my questions are:
: : : 1 can we just file bankruptcy and get rid of the house? which chapter would i file....??
: : : 2 what happens if we just walk away tell the mortgage comp that we are not paying anymore and to foreclose? can they garnish my wages if i do that????
: : : SOMEONE PLEASE HELP ME WE NEED OUT WITHIN THE NEXT FEW MONTHS..... ANY ADVICE IS GREATLY APPRECIATED:)
: : : THANKS JULIE


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