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Fight Foreclosure

David Petrovich, Executive Director for Society For Preservation of Continued Homeownership, a 501c3 tax exempt charitable and educational organization, and founding member of SPOCH’s Homekeeper Advisory Services, teaches financially distressed homeowners how to cope with their mortgage problem, predatory lenders, and speculative investors who prey on those who face the loss of their home to mortgage or tax foreclosure. His career in real estate spans 20 years during which time he has investigated allegations of predatory lending, mortgage loan servicing error, fraud, and untoward realty transactions for the Mortgage Bankers Association of America. He has served as mortgage loan servicing expert in Federal Courts (New Jersey, New York, and Pennsylvania) and has been involved (directly or indirectly) in thousands of preforeclosure mortgage loan workouts, including loan modifications, preforeclosure sales, preforeclosure short sales, and REO sales transactions.

He frequently contributes to the New York Times Real Estate Q & A, CNN’s Money, Wall Street Journal’s MarketWatch, Blogging Stocks, and has appeared on numerous radio and television programs including, but not limited to segments on FOX Business TV, CN8 TV Meet the Newsmakers, local cable TV, Los Angeles Business Talk Radio, and Boston Business Radio. His recommendations and advice appear in newspapers and magazines nationwide including the San Francisco Chronicle, the Chicago Tribune, and Christian Science Monitor. His Blog, ForeclosureFocusUSA - The Unvarnished Truth, and column are featured in The Atlantic Gazette.

Published in 2006, Short Sales: An Ethical Approach , is a procedural primer for real estate brokers, brokers’ agents, homeowners and speculative real estate investors explaining how to properly construct preforeclosure, and preforeclosure short sales while facilitating foreclosed homeowners’ best interests.
His latest book, Fight Foreclosure! How to Cope With a Mortgage You Can't Pay, Negotiate With Your Bank, and Save Your Home! (Wiley & Sons - 2008) which received rave reviews from The Los Angeles Times, and Pepperdine’ University’s School of Business, and others, was written in response to the predicted collapse of real estate markets and the growing foreclosure problem throughout the United States. In retrospect, he admits he underestimated the Subprime Chernobyl's impact on mortgage loan servicing practices.


You should consult with an attorney at law and a certified public accountant before entering into any agreement to sell your home, refinance your mortgage, or agree to the terms for a loan modification.


We offer three levels of service:

1) free consultation (information)

2) comprehensive Evaluation and Recommendation (empowerment)

3) hands-on assistance & advocacy (empowerment with help)

For more information, Email me at NJSPOCH@aol.com


The Society for the Preservation of Continued Homeownership (SPOCH), a nonprofit 501(c)3 consumer advocacy organization, has been providing pre and post-mortgage foreclosure counseling services to distressed homeowners for over a decade under the executive direction of David M. Petrovich, a 25 year veteran of the real estate and mortgage finance industry, and the financial leadership of Lynn M. Petrovich, CPA/MBA. SPOCH’s primary purpose is to provide at risk homeowners a "one stop shop" for information, tools, and hands-on support they need to fight foreclosure and then preserve their continued homeownership which benefits families, neighborhoods, schools, communities, and the nation.

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