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Posted by ybrown on January 02, 2007 at 20:20:07:
In Reply to: short sale posted by agnes on January 02, 2007 at 19:01:44:
Help please. Here is my situation in short. My primary mortgage was deferred from Sept. to Jan. because of a permanent disability that my 4 year old son was recently diagnoised with. In short, either myself or my husband would have to stay at home with our son until he starts school in Aug. Once school starts, because of the ADA Act the public school system would have to accomodate him.
Well, I thought since my primary mortgage was deferred my second mortage (equity line of credit) would be deferred, as well. Kind of like if one goes to into foreclosure the other would automatically go into foreclure, as well. Unfortunately, I found that information to be incorrect. Anyway, I've been researching several options and I have found that talking with an attorney would probably be the better choice (Chapter 7, 13, short sale, etc) If someone has gone through something similar or could possibly advice and/or help me out to my situation, that would be wonderful. I would like nothing more but to keep my house. Your assistance in this matter is very much appreciated.
