Short Sale, Deed in Lieu or Foreclosure? Which is better?


Posted by John on January 03, 2007 at 12:33:06:

I'm in a bad situation that I don't think I will be able to make my monthly home mortgage payment anymore. I know the bank will take your house away if you don't pay up. What will happen after the foreclosure process? I live in California so do I still owe the bank money and will the bank make me pay back for any amounts that I still owe them after they sold the house, or will they just let me walk away? Also, what about property tax and county taxes? Do I still have to pay those money back to the County? Which is better? Short Sale and get a 1099 tax form, Deed in Lieu or just let the house goes into Foreclosure?


Follow Ups: