Train Wreck Coming


Posted by John on December 31, 2007 at 10:19:40:

I own a home that I cannot afford. To make the payment every month I borrow $3000 from my HELOC to pay an I/O payment on my $600,000 home. My 1st Mtg is $480,000 and my HELOC is now up to $40,000. I have a $30,000 left I can borrow of the HELOC. That's 10 months if I don't use it for anything else. I have my home listed for sale at $600,000. I'm running out of time and money.
The train wreck coming is that if I can't sell my home for 10 months or if I have to reduce the price now to $550,000 it's quite possible that I will have zero left after closing costs and might owe money at closing. Any suggestions? I see a bad ending.



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