Insolvency


Posted by Matthew on May 20, 2008 at 20:08:28:

When proving insolvency (total liabilities exceed the fair market value of assets)does this apply to rental property?
Example:
I owe $57,000 for a rental property. Very little equity, if any. So, if I let it go into foreclosure and I am only worth about $20,000 total, then I am insolvent, correct?
Assuming that the bank foregives me of the debt of the rental property (under the LLC) would I owe any taxes or would the cancelation of debt act come in to play and I would owe nothing?
Thanks!


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