Re: Take responsibility!
Posted by JustMe on July 21, 2008 at 07:56:19:
In Reply to: Take responsibility!
Posted by Bob on June 25, 2008 at 09:51:04:
Thanks. For those us of that are guilty of making a bad decision in the purchase of our homes that we can no longer afford, Thank YOU for making me feel that much worse.
I think that people that aren't caught up in this "problem" fail to realize that a lot of us that have been affected by this ARE NOT over spenders. I have children and because of that, I am not a person that spends money right and left just to "have things". I stick to a budget, but when my loan payments went up after we were unable to refinance, well, what can I say? People like you need to stop making assumptions about people that are losing their homes. You have no idea the mess that we're dealing with this very minute-do you think that my plan 3 years ago(when I purchased my home) was to end up homeless at some point? I wanted a home for my children. We got a small place, stayed under our max for our price range and could afford our payments when we moved in. Unfortunately a lot of things-beyond my control, to include illnesses that put my husband and I BOTH out of work-is what got us into the situation we are in now. I didn't WANT this. I know now that I should not have bought this home when I did, but there isn't much I can do about that now. Do I want or expect others to "bail me out"? NO. Do I expect sympathy from "perfect" people that have never found themselves in my situation? No, I'm a big girl and will handle it myself.
But, my God, way to judge on people that are under stress you could never imagine. That's just what I needed to hear this morning as I'm wondering where I'm going to live and when am I going to be kicked out on the street with my kids. My dumb decision to buy this house, my dumb decision to believe the man(who was someone I knew and trusted, thank you very much) that screwed us into horrible loan terms and made promises that weren't kept, and my dumb decision for coming here to look for REAL advice, only to find MORE judgement on top of what I'm already facing in my life.
Yep, that's just what we(people that are being foreclosed on) need. More judgement from outside individuals that are, thankfully, not going through what we're going through.
That's very constructive advice.
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