Please Read
Posted by Lisa on November 22, 2008 at 07:08:04:
I bought a house in Georgia and have always been on time with my payments. This year I had a baby in May which was almost immediately followed by a separation from my husband. He is not providing support to me at this time but the issue is in court and I expect a judgement within a couple months. I missed 3 payments directly following the birth, but as soon as I was able to return to work resumed making my payments. The bank applies the payments to the missed months first so this is keeping me 3 mths behind. I have tried to work with the bank the only thing being offered is a repayment plan which is 98% of my monthly income giving me %2 for childcare, groceries etc. I asked about a modification and was told the computer is not giving them any suggestions. This week I got a foreclosure notice in the mail. What can I do?
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